Reports
Reports are the summarization and analysis layer of the Martis platform: transform high-volume, low-level transaction and account events into concise, actionable information.
These features provide aggregated metrics such as totals an rates, time-based trends, and auditable trails that support decision-making, reconciliation, and compliance. Use reports to monitor business health, investigate anomalies, and produce evidence for finance or audits.
This document explains the core reporting concepts directly — what each concept represents, the essential data it requires and how to interpret it. To see your account reports, visit the Reports menu.
All reports are filterable and exports will automatically follow applied filter or sort options, allowing merchants to customize data and export it in various formats for further analysis.
Merchant Balance Summary
Tracks starting and ending balances held on behalf of a merchant across one or more internal accounts and currencies. Balance categories commonly include:
- Starting Balance — Available funds the merchant has in the beginning of the time-filter period.
- Ending Balance — Available funds the merchant has at the end of the time-filter period.
Preferably used for comparisons between different time periods or businesses. Strategize and built a use-case of reports to compare performance suitably to business needs.
Transactions Summary
A transactions summary condenses raw transaction events into aggregated distributions. It provides both high-level metrics and the ability to inspect individual payment events.
Use counts and monetary totals (gross/net) to track volume and value. Time-windowed aggregates (daily/weekly/monthly) reveal trends and seasonal patterns. When anomalies appear (spikes in declines or refunds), drill down to raw transactions to determine root causes such as gateway outages, fraud events, or configuration issues.
Revenue By Payment Channels
Disaggregates revenue, volume, and associated costs by available payment method channels on Martis. This view isolates where value is captured and where costs/risks are concentrated.
Compare gross and net revenue per channel to understand profitability after fees . Use conversion and decline reasons to detect integration or authorization problems. Evaluate time-to-settlement differences across channels to manage cash flow expectations.
Account Balance Mutation
Simply a ledger book append-only chronology of account-level debits and credits (mutations). Each ledger entry records why an account balance changed (transaction, settlement, adjustment).
Treat the ledger as the single source of truth: balance snapshots should be derivable by folding ledger entries in order. Use the ledger to reconcile reported merchant balances, audit changes, and provide investigatory trails for finance and compliance.
Practical Reminders
- Reports must be both human-friendly and auditable: they should support quick interpretation and link back to raw events and ledger entries for finance and audit needs.
- Document assumptions (time zones, FX rates, fee models) used in aggregations to avoid misinterpretation.
- Provide exports (CSV/Excel), APIs, and scheduled deliveries for finance and downstream systems.
- Implement role-based access controls to protect sensitive financial data and allow least-privilege viewing.